TechDogs-"CAIXA: RECURRING NET INCOME OF R$15.5 BILLION IN 2025, REPRESENTING YEAR-OVER-YEAR GROWTH OF 10.4%"

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CAIXA: RECURRING NET INCOME OF R$15.5 BILLION IN 2025, REPRESENTING YEAR-OVER-YEAR GROWTH OF 10.4%

PR Newswire
Overall Rating

BRASÍLIA, Brazil, March 4, 2026 /PRNewswire/ -- CAIXA, Brazil's largest bank by number of clients, credit portfolio, and savings deposits, announces its consolidated results for the year 2025.

HIGHLIGHTS:





I.           

Recurring Net Income of R$15.5 billion in 2025, up 10.4% YoY;





II.           

Accounting Net Income of R$16.1 billion in 2025, up 18.7% YoY;





III.           

Recurring ROE reached 10.7% as of Dec25, an increase of 0.3 p.p. over 12 months;





IV.           

Financial Margin reached R$66.8 billion in 2025, up 8.4% YoY;





V.           

CAIXA Assets totaled R$2.2 trillion as of Dec25, up 9.5% YoY;





VI.           

Total Loan portfolio reached a balance of R$1.378 trillion as of Dec25, up 11.5% YoY;





VII.           

Sustainable Finance Portfolio totaled R$867.5 billion as of Dec25, the largest in the market;





VIII.           

Total Loan Origination of R$690.2 billion in 2025, up 12.2% YoY;





IX.           

Mortgage Loan Portfolio balance of R$938.0 billion as of Dec25, up 13.0% YoY;





X.           

CAIXA holds a market share of 67.7% in the mortgage loan segment as of Dec25;





XI.           

Mortgage loan origination totaled R$246.4 billion in 2025, up 10.2% YoY;





XII.           

The Infrastructure and Sanitation loan portfolio reached a balance of R$110.2 billion as of Dec25, up 1.0% YoY;





XIII.           

Balance of R$111.7 billion in Payroll-deductible Loans as of Dec25, up 10.0% YoY and accounting for 73.5% of the individual commercial loan portfolio. CAIXA's market share in this product totaled 15.2%;





XIV.           

Balance of R$62.9 billion in Agribusiness Loans as of Dec25, up 0.6% YoY;





XV.           

Balance of R$1.902 trillion in Total Funding as of Dec25, up 10.0% YoY;





XVI.           

Balance of R$396.2 billion in savings deposits as of Dec25, up 2.8% compared to Dec24, reaching a 38.8% market share;





XVII.           

Delinquency Rate of 3.07% as of Dec25, up 1.09 p.p. YoY;





XVIII.         

Basel Ratio of 16.4% and Tier I Capital of 15.0% as of Dec25, remaining 4.9 p.p. and 5.5 p.p. above the minimum regulatory requirements, respectively.

WEBCAST 4Q25: 03/05/2026, 10h00 am (Brasília): https://ri.caixa.gov.br/en/earningrelease/ 

4Q25 EARNINGS RELEASE DOCUMENTS: https://ri.caixa.gov.br/ 

Contact: Investor Relations, relacoes.investidores@caixa.gov.br 

View original content:https://www.prnewswire.com/news-releases/caixa-recurring-net-income-of-r15-5-billion-in-2025--representing-year-over-year-growth-of-10-4-302704792.html

SOURCE CAIXA

Frequently Asked Questions

What were CAIXA's recurring net income and total assets in 2025?

CAIXA reported a recurring net income of R$15.5 billion in 2025, up 10.4% YoY, and total assets reached R$2.2 trillion as of December 2025, an increase of 9.5% YoY.

How did CAIXA's loan portfolio perform in 2025?

The total loan portfolio reached R$1.378 trillion as of December 2025, growing 11.5% YoY. Mortgage loans, in particular, saw a 13.0% increase, totaling R$938.0 billion.

What was CAIXA's market share in the mortgage loan segment?

As of December 2025, CAIXA held a significant market share of 67.7% in the mortgage loan segment in Brazil.

First published on Thu, Mar 5, 2026

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